Tivwane Money Solution

Offering financial services and insurance to rural-based small-scale farmers
2023 SEED Climate Adaptation Award Clean Energy Zambia

Tivwane works with smallholder farmers, rural entrepreneurs, and individual households to finance their agricultural needs. They offer capacity building and a village credit system suitable to reach the low-income segment population and give them competitive advantages over other existing MFIs in Zambia.

Their main target group comprises women of childbearing age, small-scale farmers, and vulnerable households near or below the poverty line.

Eco-Inclusive Impacts

Access to irrigation equipment and solar pumps will ensure that the farmers can conduct more production rounds instead of relying on rained farming. Tivwane’s services support climate adaptation through increased risk management and resilience-building measures.

Tivwane’s operations reduce poverty by improving access to financial services with a focus on empowering women. Additionally, they create employment opportunities and promote the adoption of clean energy through loans, reducing farmers' vulnerability to climate change.

The company contributes to reducing greenhouse gas emissions by enabling smallholder farmers to use solar water pumps. Overall, these efforts improve access to financial services for 1,000 small-scale farmers, driving poverty reduction and sustainable development in 2023.
  •  Reducing poverty by providing improved access to financial services for local communities
  • Promoting gender equality by targeting women. In 2023, 80% of their customers will be women
  •  Promoting clean energy adoption through loans while reducing farmer’s vulnerability to climate change
  • Reducing GHG emissions by enabling smallholder farmers to use solar water pumps
  •  Improving access to financial services for 1,000 small-scale farmers to reduce poverty (2023)
  • Creating employment



This enterprise is supported through its partnerships with various stakeholders, ranging from national and international organisations, investors, research institutes, suppliers, governmental bodies, NGOs, other social and environmental enterprises and more.

Advance Consulting Company provides training, design, and formulation of support programmes and projects.

RENTMELS –ACGE LTD. ZAMBIA: The organization supplies horticulture farming inputs, seeds, chemicals, and others.

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Agripa Maposa
Tel: +260 978134536

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