SOLFIN: Affordable lease-to-own financing for solar system | Climate Finance, Ghana 2019

Published: 27 January 2020Authors: Kathrin Kirsch, Marlena Kiefl
SOLFIN is a climate finance product that targets SMEs in the solar energy sector and supports them to provide affordable solar systems through enabling a lease-to-own financing model. Thereby, SOLFIN addresses the lack of high upfront investments for solar technologies by enabling solar technology providers to offer solar systems complemented by the necessary finance product. In this way, reasonable interest rates and longer tenors can be offered to SMEs, end-users and households. Read more
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Climate Finance Knowledge Hub: Sharing Technical Know-How on the Assessment, Appraisal & Financing of Climate-Smart Enterprise | Climate Finance, Ghana 2019

Published: 14 January 2020Authors: Kathrin Kirsch, Marlena Kiefl
The Climate Finance Knowledge Hub aims to address the knowledge gap of FIs on climate-smart SMEs by sharing technical know-how on the assessment, appraisal and financing of this target group. It enables FIs to identify and appraise climate-smart value chains to provide targeted financing for SMEs by providing the necessary knowledge, collecting relevant data and establishing a framework for the assessment of climate-smart enterprises and risk-indexing. The Hub will include enterprises throughout the platform and training to also increase their know-how on climate finance. Read more
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Pay2Pay: Mobile-Enabled Solution for Working Capital Pre-Financing for Smallholder Farmers | Climate Finance, Ghana 2019

Published: 14 January 2020Authors: Kathrin Kirsch, Marlena Kiefl
Pay2Pay offers a new way of obtaining financing and access to markets to smallholder farmers and small and growing agribusinesses. It is a platform payment system that serves as an intermediary, bringing together financial institutions, smallholder farmers and business development services such as climate-technology service providers. The payment system is set up as a platform with the use of a mobile phone application reaching out to rural areas. Earmarking of pay-outs is used to ensure the proper utilization of money. Read more
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Farmer Friendly Finance: Unlocking Financing for Climate-Smart Agriculture Through a Community-Based Youth Farming Approach | Climate Finance, Ghana 2019

Published: 14 January 2020Authors: Marlena Kiefl
Farmer Friendly Finance (FFF) offers climate finance solutions to farmers, and especially young graduates, who want to set up a farming business as aspiring farmerpreneurs in the context of climate-smart agriculture. FFF bundles services to de-risk farmerpreneurs, offers access to finance and cooperates with rural communities to provide land to farmerpreneurs with the aim to address the challenge of climate change and youth migration which Ghana’s agriculture sector is facing. Read more
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Microinsurance Without Borders Effective Delivery of Microinsurance for SMEs in the Agricultural Sector | Climate Finance, Ghana 2019

Published: 14 January 2020Authors: Kathrin Kirsch, Marlena Kiefl
Microinsurance without Borders aims to strengthen the resilience of smallholder farmers towards external shocks, focusing on value chains that are strongly affected by climate change. It comprises a comprehensive solution that fits the needs of smallholder farmers by combining a mobile-enabled insurance with technical assistance for climate-resilient agriculture, as well as financial literacy training for smallholder farmers to foster a financially inclusive and climate-resilient agricultural sector in Ghana and fill the insurance gap for smallholder farmers Read more
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SEED Practitioner Labs 2019

Published: 25 November 2019Authors: Alina Weiss, Camilla Shearman, Julia Haack, Kathrin Kirsch, Maggie Sloan, Marlena Kiefl
This brochure gives an overview of the 16 climate finance solutions and policy instruments developed during the 2019 SEED Practitioner Labs Climate Finance and Policy Prototyping in Ghana, Malawi, and South Africa.

This year, the labs brought together over 320 policy makers, financial institutions, civil society, research organisations, intermediaries and eco-inclusive enterprises to co-create solutions to financial and policy barriers facing eco-inclusive enterprises as they look to start and scale their ideas. Read more
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Platform for climate-resilient SME financing: Institutionalising access to climate finance | Climate Finance, South Africa 2019

Published: 24 November 2019Authors: Julia Haack, Maggie Sloan
The platform will build on existing infrastructure to support investors and SMMEs by building a common understanding of the climate resilience market, facilitating investment-readiness and deal flow matchmaking processes, while building SMMEs’ capacity through a customised “capacity building journey”. Read more
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Climate-Smart Impact Investment Fund: Extending capital to SMEs in emerging markets | Climate Finance, South Africa 2019

Published: 24 November 2019Authors: Maggie Sloan
The solution for an Impact Investment Fund for Climate-Smart Entrepreneurial Solutions brings together networks of active impact investors and potential future investors to deliver equity to climate-smart SMEs in their efforts to reach commercial scale. Read more
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Equity plug for energy efficiency financing: Direct lending model for SMEs | Climate Finance, South Africa 2019

Published: 24 November 2019Authors: Maggie Sloan
This model for energy efficiency financing for SMEs “plugs the gap” with equity by generating a paradigm shift in commercial banks through market, technology and supplier engagement and systematic technical assistance. Read more
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Green Lend: Inclusive credit risk assessment across value chains | Climate Finance, South Africa 2019

Published: 24 November 2019Authors: Maggie Sloan
This credit risk assessment mechanism aims to increase lending to climate-smart SMEs through risk scorecard development that incorporates alternative data across enterprise value chains. Read more
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Malawi Waste Management Consortium: Building markets for waste innovation value chains | Policy, Malawi 2019

Published: 13 November 2019Authors: Alina Weiss, Maggie Sloan, Marlena Kiefl
The Malawi Waste Management Consortium supports the development of waste management markets and the alignment of policy around green and inclusive development approaches with entrepreneurial waste management solutions. The consortium aims to improve access to information on the current government policy for waste management and guidance for aspiring waste innovators by establishing a consortium of waste management experts and ecosystem actors and developing a digital platform and online marketplace for waste innovation. Read more
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Agriculture Insurance and Climate-Related Risk Assessment: Stimulating Climate-Smart Agriculture Markets | Policy, Malawi 2019

Published: 13 November 2019Authors: Alina Weiss, Maggie Sloan, Marlena Kiefl
The policy instrument for stimulating markets for climate-smart agriculture value chains, combining agriculture insurance and climate-related risk assessment, will build decentralised capacity-building networks (supported by public and financial sector partners). This instrument aims to raise awareness and reduce the climate-related vulnerabilities of smallholder farmers and agribusinesses by developing and delivering risk management and adaptation solutions which are catered to these enterprises and the localised enterprise ecosystems in which they operate. Read more
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Off-grid renewable energy private-public partnership model: Improving market access and affordable technology financing | Policy, Malawi 2019

Published: 13 November 2019Authors: Alina Weiss, Maggie Sloan, Marlena Kiefl
his private-public partnership model furthers the electrification of (rural) Malawi by engaging technology suppliers, financiers and government around eco-inclusive enterprises offering off-grid renewable energy solutions and delivering capacity building for integrated distribution networks and targeted clean energy financing solutions. Read more
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Cooperative-to-Cooperative Platform: Expanding networks for community-led business development | Policy, Malawi 2019

Published: 21 October 2019Authors: Alina Weiss, Maggie Sloan, Marlena Kiefl
The cooperative-to-cooperative platform for climate-smart agriculture is a digital platform offering combined performance indexing, knowledge sharing, and matchmaking between cooperative unions and cooperatives across Malawi. The platform supports the further coordination of cooperatives and public sector initiatives in Malawi. Read more
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Commercialisation of WASH innovations | Policy, South Africa 2019

Published: 21 October 2019Authors: Camilla Shearman, Julia Haack
The proposed independent institution brings public and private stakeholders together with a focus of providing support for the commercialisation of next generation technologies for water and sanitation. The convening independent institution would host a platform of support services including funding, market information, and opportunities for pre-commercial procurement. The solution will therefore act as a “one stop shop” for SMEs during commercialisation. Read more
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Incentivising activity in the biomass sector | Policy, South Africa 2019

Published: 21 October 2019Authors: Camilla Shearman, Julia Haack
This policy prototype looks to the biomass-to-energy value chain to pilot a mechanism that will catalyse sound decision-making in the biomass sector, leading to the implementation of sustainable invasive alien clearing, harvesting and biomass utilisation projects that connect to well-supported energy markets. In order to address the challenges that small and medium businesses in this sector currently face, the prototype involves setting up a knowledge-sharing platform to provide value chain specific information, biomass to energy case studies, and information on how to navigate regulatory frameworks, policy and fiscal incentives. Read more
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Building a conducive environment for SME labour absorption | Policy, South Africa 2019

Published: 21 October 2019Authors: Camilla Shearman, Julia Haack
This policy instrument targets the strengthening of an enabling environment to promote SME growth and related labour absorption. This is to be achieved through increasing access to incentives for SMEs, as well as targeting size- and sector-based programmes to encourage growth. The thought group will act as an information platform for intermediaries and policy makers to unblock barriers facing SMEs when it comes to job creation, as well as to target programmes and investments based on sector. A focus on green jobs will help to define green sectors with high potential for job creation and encourage SME growth and job creation within these sectors . Read more
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